February 16, 2019
2:00 pm - 5:00 pm
Shibuya Flag 8F, 33-6 Udagawacho, Shibuya-ku, Tokyo, Room 8C

Presentation Title:            
The Retirement Puzzle, Broken Promises & the Demographic Time Bomb

Date: Saturday, February 16, 2019
Time: 2:00pm – 5:00pm
Doors open: 1:30pm
Location: T’s Shibuya Flag Conference Center, Room 8C
Address: Shibuya Flag 8F, 33-6 Udagawacho, Shibuya-ku, Tokyo

[Eventbrite - advance purchase] JAT members ¥1,000; non-members ¥3,000
[on-site payment] JAT members ¥1,500; non-members ¥3,500

Koryukai: 17:00-19:00
Venue: Shibuya Dining PUNRAKU (
Networking party cost per person (light food + drinks): JAT members ¥4,000, non-members ¥4,500 yen

Presentation Outline:

This presentation will be held in English, and targets residents of Japan both foreign and Japanese. When signing up, please let us know your nationality so the speaker can provide useful advice for you. The speaker has scheduled time for Q&A at the end of his presentation.

Part 1: The Retirement Puzzle
Topics to be covered: What are the retirement views & expectations; Who can afford to retire; How the current policies, trends & conditions will affect you; and What risks are you exposed too, unknowingly.

The speaker will also touch on the following:
Questioning the salesman: Passive vs Active
Miss-information: Conflict of interest. Winners & losers
Central authorities’ response: forced risk taking
Broken Promises: Relying on companies, government, and other 3rd parties as a weak strategy

Part 2: (a) Demographics:
The shrinking population & the largest generation of all time (Baby Boomers) retiring into the highest valuations in history (property/stocks/bonds etc)
Life expectancy shift: Mortality rates formula incorrect as people living longer & pensions returns too low.
Wealth gap: Richest generation in history vs average people with little to no wealth

Part 2 (b): Economic minefields on the radar.
Bail in; volatility; interest rates; debt; inflation & currency devaluation; tax; and labor participation rate

Part 3: Personal Planning Exercise
A look at the process to achieving the best life possible with the money you have.
Planning exercise to prepare an income for life. A foundation to build your own economy and be financially independent.

Speaker Profile:

Adrian Rowles is a personal financial planner at DeVere Acuma K.K. based in Japan for 10 years, his objective is to empower people to realize their financial goals and secure their preferred retirement lifestyle by implementing tailored planning strategies to anticipate & be financially prepared for all life transitions, with impartial financial advice to help protect & grow capital.
Successful retirement is about having enough purpose to wake up in the morning & enough money to sleep well at night! Retiring ‘to’ something, not ‘from’ something. Life doesn't stop when you leave your career. How will you spend your 168 hours a week? 

Video Intro Link: